Finance Options

buy a PC on finance

 

Buy Now Pay Later Or Interest Free PCs Available From Palicomp

We now have finance facilitys at Palicomp to provide Buy Now Pay Later Computer Deals. Orders can now be placed over the phone, where we run you through a credit application and as long this gets accepted by our finance provider HITACHI FINANCE, we then send you the document to sign and return and can then release your goods to you. You can also complete the order and application form yourself, by putting your order and any upgrades into the basket, then upon checkout select Palicomp Finance, pick the package that suits you, then complete the application form which takes around 5 mins. There is also the option now to E-Sign your agreement, meaning that no forms need to be sent back and forth causing a delay to your order. So most finance orders are now treated as quickly as though you paid by any other payment method. Just select E-Sign at the end of the application online. Of if doing the finance application over the phone, you will get an e-mail with login details after you get accepted to log on and E-Sign. Our 2 types of finance packages are below....

ALL FINANCE PACKAGES HAVE A MINIMUM 10% DEPOSIT DUE AND A MINIMUM ORDER TOTAL OF £390
The credit advertised is provided by one credit provider with whom we have a commercial relationship

Buy Now Pay Later


With Nothing To Pay For Upto 12 Months
If Settled Within Defurred Period You Only Pay Balance + £29 Early Settlement Fee

6 Months BNPL -
£500 Example, £50 Deposit, Then Pay £450 Within 6 Months
+ £29 Early Settlement Fee
9 Months BNPL -
£750 Example, £75 Deposit, Then Pay £675 Within 9 Months + £29 Early Settlement Fee
12 Months BNPL -
£1000 Example, £100 Deposit, Then Pay £900 Within 12 Months + £29 Early Settlement Fee

Representative Example Buy Now Pay Later
Cash Price £1000, Deposit of £100. Total Amount Of Credit £900
Interest Rate 29.9% Fixed
Settle in the Deferment period & Pay only the £29 Early Settlement Fee
OR Pay 48 Payments Of £38.86, 29.9% APR Representative

Total Amount Payable £1965.28, Total Charge For Credit £965.28
Total Charge For Credit If Paid Within Deffered Period = £29 Early Settlement Fee

Pay Monthly


Representative Example Pay Monthly Interest Bearing

24 Months @ 15.9%APR Representative
£1000 Example, Pay £100 Deposit, Then Pay £43.58 A Month For 24 Months
36 Months @ 15.9%
APR Representative
£1000 Example, Pay £100 Deposit, Then Pay £31.13 A Month For 36 Months
48 Months @ 15.9%
APR Representative
£1000 Example, Pay £100 Deposit, Then Pay £24.98 A Month For 48 Months

Representative Example Pay Monthly Interest Bearing
Cash Price £1000, Deposit of £100. Total Amount Of Credit £900
Interest Rate 15.9% Fixed

You Will Pay 24 Payments Of £43.58 15.9%APR Represenative
Total Amount Payable £1145.92
Total Amount For Credit £145.92

 

INFORMATION ON BUY NOW PAY LATER £1000 EXAMPLE

I'm now going to give you an explanation about the RPM Countdown Interest Bearing agreement you are applying for. 


The purpose of the agreement is to finance your purchase of goods and / or services from us. The agreement would not be suitable for other purposes.

If your application is accepted, your direct debit payments will be £38.86 per month and the total amount you will have to pay under the agreement will be £1,965.28.

The agreement includes a deferred period during which you need make no payments. If you decide to settle the agreement in full during the deferred period, you will be charged no interest (although we will charge an administration fee of £29). If you do not repay the total amount of credit before the deferred period ends, then you will be charged interest on the outstanding balance under the agreement from the date of the agreement until the total amount of credit has been repaid.

If you fail to make payments at the times required by the agreement, Hitachi Capital will add details of your default to your record with the credit reference agencies. This could make it more difficult for you to obtain credit. You may also be charged default interest on overdue amounts at the interest rate applicable to your agreement. The interest rate will be stated in the Pre-Contract Credit Information, which will be provided to you if your application is approved. Hitachi Capital may also make charges to cover their administration costs if you fail to make your payments on time. Details of these charges and the reasons why they may be made will be set out in the Pre-Contract Credit Information. Missing payments could have severe consequences and may result in legal proceedings being taken against you.

You will have the right to withdraw from the agreement, without giving any reason, for a period of 14 days. The 14 day period will begin on the day after the day on which the agreement is made (that is, the day on which the agreement is signed by us or on our behalf). You can exercise your right to withdraw by giving notice to Hitachi Capital, either orally or in writing. The telephone number to call would be 0844 375 5500 and the address to write to would be 2 Apex View, LEEDS, LS11 9BH.

If you give notice of withdrawal, the agreement and any ancillary service contract will be treated as if it was never entered into. You must then repay to Hitachi Capital any credit provided (and any interest accrued on it at the rate provided in the agreement) without undue delay and in any event within 30 days after giving notice.

Further Information

Please consider the Pre-Contract Credit Information which will be provided to you if your application is approved. You will be able to take this information away with you.

If you have any questions about the agreement, please ask me. If you want to ask Hitachi Capital for any further information or explanation, please call 0844 375 5500.

INFORMATION ON INTEREST ONLY £1000/24Months

I'm now going to give you an explanation about the RPM Interest Bearing agreement you are applying for.

The purpose of the agreement is to finance your purchase of goods and / or services from us. The agreement would not be suitable for other purposes.

If your application is accepted, your direct debit payments will be £43.58 per month and the total amount you will have to pay under the agreement will be £1,145.92.

If you fail to make payments at the times required by the agreement, Hitachi Capital will add details of your default to your record with the credit reference agencies. This could make it more difficult for you to obtain credit. You may also be charged default interest on overdue amounts at the interest rate applicable to your agreement. The interest rate will be stated in the Pre-Contract Credit Information, which will be provided to you if your application is approved. Hitachi Capital may also make charges to cover their administration costs if you fail to make your payments on time. Details of these charges and the reasons why they may be made will be set out in the Pre-Contract Credit Information. Missing payments could have severe consequences and may result in legal proceedings being taken against you.

You will have the right to withdraw from the agreement, without giving any reason, for a period of 14 days. The 14 day period will begin on the day after the day on which the agreement is made (that is, the day on which the agreement is signed by us or on our behalf). You can exercise your right to withdraw by giving notice to Hitachi Capital, either orally or in writing. The telephone number to call would be 0844 375 5500 and the address to write to would be 2 Apex View, LEEDS, LS11 9BH.

If you give notice of withdrawal, the agreement and any ancillary service contract will be treated as if it was never entered into. You must then repay to Hitachi Capital any credit provided (and any interest accrued on it at the rate provided in the agreement) without undue delay and in any event within 30 days after giving notice.

Further Information

Please consider the Pre-Contract Credit Information which will be provided to you if your application is approved. You will be able to take this information away with you.

If you have any questions about the agreement, please ask me. If you want to ask Hitachi Capital for any further information or explanation, please call 0844 375 5500.
 


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